Calculate how a one-time investment grows with compound returns over time. Free, instant results in ₹ lakh/crore.
How lumpsum growth is calculated
A lumpsum investment compounds the full amount from day one. The final value depends on the annual return rate and how long the money stays invested.
M = P × (1 + r)ᵗFrequently asked questions
When is lumpsum better than SIP?
Lumpsum works well when you already have the capital and markets rise steadily. SIP spreads risk over time and suits salaried investors.
What return should I assume?
Long-term Indian equity index returns have historically averaged 10–14% p.a., but past returns do not guarantee future results.
Does this include tax?
No. Capital gains tax depends on the asset class and holding period, and is not modelled here.
Last updated: 7 July 2026
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For illustration only — not investment advice. FinMint · MintKit