Find the monthly SIP needed to reach a target corpus in a given time at an expected return. Plan goals like a house, education or retirement.
How the required SIP is calculated
This reverses the SIP formula: given a target amount, duration and expected return, it solves for the monthly investment needed to reach the goal.
P = Target / ([((1+i)ⁿ − 1) / i] × (1+i))Frequently asked questions
Should I add inflation to my target?
Yes. A goal 15 years away costs more in future rupees. Inflate today's cost by ~6% per year before setting the target.
What if I can't afford the required SIP?
Extend the duration, raise the expected return by taking measured risk, use a yearly step-up, or lower the target.
Is the required SIP fixed forever?
Review yearly. If actual returns lag your assumption, you may need to top up.
Last updated: 7 July 2026
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For illustration only — not investment advice. FinMint · MintKit